Position Tittle: Credit AnalystJob Code: FIN/CP/OPS2/5023Job Profile:ARDx Entity : Alere Philippines, Inc. (Abbott Rapid Diagnostics Philippines, Inc.)Location: 11/F Five Neo Bldg. BGC Taguig City, PhilippinesARDx BU/Function : Global Business Services, ManilaDepartment : Finance, Credit and CollectionsAbout AbbottAt Abbott, we're committed to helping people live their best possible life through the power of health. For more than 125 years, we've brought new products and technologies to the world -- in nutrition, diagnostics, medical devices and branded generic pharmaceuticals -- that create more possibilities for more people at all stages of life. Today, 99,000 of us are working to help people live not just longer, but better, in the more than 150 countries we serve.Point-of-care diagnostics is a growing and dynamic industry helping to improve clinical and economic outcomes globally. Abbott brings you a variety of expert view points on new innovations, insights, and impacts that are shaping the future of diagnostics.Abbott Rapid Diagnostics (ARDx) is part of Abbott’s Diagnostics family of businesses, bringing together exceptional teams of experts and industry leading technologies to support diagnostic testing which provides important information for treatment and management of diseases and other conditions.DescriptionIn this role, you will perform risk assessment, credit evaluation and determine appropriate credit lines for our customers for both domestic and international markets. Position within GBS team located at Bonifacio One Technology Tower, Bonifacio Global City, Taguig.Duties and Responsibilities• Ensure compliance with the Global Credit Policy related to risk management and extension of credit.• Collaborate with collection teams on day-to-day activity related to risk assessment.• Perform credit analysis of new and existing customers. Recommend credit limits appropriate to risk profile through diligent risk assessment and monitoring. Review all available sources of credit & financial information including Credit agencies, and review of financial statements.• Monitor and assess the health of the AR portfolio with the intent to minimize potential bad debt losses.• Highlight significant credit risk to senior management.• Review contractual payment terms and approve or make recommendations.• Analyze historic payment trends.• Prepare regular credit management reports for internal stakeholders and take actions where required.• Assist with order management and order release.• Supporting the Credit and Collections team with Ad Hoc activities.• Establish and maintain effective and cooperative working relationships with all cross functional teams including sales and customer service.• Adhere to all financial controls and timely completion of all required training• Build relationships with all team members, the commercial teams, customer service team and Credit & Collection teams. Communicate with internal customers to conclude all related business matters and discuss status of accounts. Advise all parties of any action to be initiated with respect to over-limit accounts.• Credit consumption report for domestic entities– current status, understanding of report to be explained and credit limit increases or decreases to be created where required.• Annual Credit reviews, limits greater than 500M to be reviewed.• Scope to review limits less than 500M for higher risk customers or where sales are falling• Credit reviews to decrease limits on inactive accounts (no trading > 18 months), to liaise with Masterdata.• Assist with credit analysis for domestic entities• Credit limit changes reports, credit checks • Credit masterfile fortnightly• Regional credit limit and exposure reports for commercial teams• Review of customer credit check rules in each entity• Support with collections where necessary – International• Support quarterly and annual audits.Education & Experience• Four-year degree in Business, Finance, Economics or accounting is a plus• More than 2 years of relevant experience in a large multinational corporation preferably B2B with Shared Service Centre• Previous working experience with North America and European counterpart is a plus.• SAP/FSCM Collections Module or other major ERP Systems experience is desirable• Knowledge of financial statement analysis and risk assessment • Proficiency in Excel, Word and OutlookKey Position Competencies• Excellent organizational and strong communication skills, both written and verbal.• Ability to work independently, under pressure and tight deadlines.• Ability to prioritize deliverables and manage cross-group projects• Commitment to excellent customer service• Ability to prioritize and manage multiple responsibilities including regular support on daily order release and collections with the team• Customer Focus• Effective analytical and problem-solving skills• Ability to work with cross functional teams.An equal opportunity employer, Abbott welcomes and encourages diversity in our workforce.