Roles and Responsibilities: CREDIT REVIEW PROCESSING Conducts credit reviews on new customers upon request and existing customers annually.
Confers with credit reporting agencies and other business representatives to exchange credit information needed in assessing the credit worthiness and viability of the customer.
Analyzes credit and financial statements of the customers to determine the degree of risk involved in extending credit.
Compares liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and others.
CREDIT LIMIT/PAYMENT TERMS RECOMMENDATION Evaluates the customer’s records and recommends the credit limit and payment terms to be granted based on the company’s financial and non-financial status like earnings, sales, payment history/habits and purchasing activities.
Determine if credit insurance is needed specifically for high-risk countries On-time and accurate updating of approved credit limit amount and payment terms in SAP.
SYSTEMS / PROJECTS / PROCESS DESIGN Engage actively in the new projects and support the establishing and implementing process optimization actions for the respective area.
Identify inefficiencies to establish consistent process models for the legal entities in scope, while ensuring compliance with internal and external laws, rules and regulations.
MANAGEMENT REPORTING Assists in providing schedules for Statutory and audit requirements.
Prepares Credit team monthly reports.
Prepares and presents measurements result to stakeholders through monthly update of Credit Team KPI.
Suggest and develop management reporting.
Competencies, Skills, Knowledge & Abilities: Has knowledge of internal control procedures, accounts receivable, revenue recognition, corporate policies, and business conduct.
Must be team-oriented with good interpersonal skills and professional relationships with colleagues to build and foster team spirit.
Able to fluently communicate both orally and written any deliverables to management, partners and/or stakeholders.
Be able to effectively apply applicable Lean methodologies on his/her daily activities while initiating Lean process/project improvements.
Keen to details, with an inquisitive mind and with strong analytical skills.
Advanced knowledge in using MS Applications (Word, Excel, PPT, etc) and basic knowledge in MS Access an advantage.
Education, Experience & Certifications Basic Requirements: College Degree in BS Accountancy (or Management Accounting), CPA is an advantage.
4 years related accounting experience Knowledge on billings, and credit and collections Excellent oral and written English communication skills Strong people and interpersonal skills
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Credit Specialist, Cebu City
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Credit Specialist, Cebu City
Philippines, Central Visayas, Cebu City,
Modified March 14, 2025
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Lexmark International, Inc. (NYSE: LXK) provides businesses of all sizes with a broad range of printing and imaging products, software, solutions and services that help them to be more productive. In 2009, Lexmark sold products in more than 170 countries and reported approximately $4.0 billion in revenue. Learn how Lexmark can help you get more done at www.lexmark.com
Specialties
SmartSolutions,
Printers,
Managed Print Services,
MPS,
Output,
Printing,
Print Less,
Sustainability